There’s Still Time: Don’t Let Your Dental Insurance Benefits Go to Waste

As another year comes to an end, there’s a lot to think about from planning for the holidays to finishing up projects at work. While it might not be on your radar, it’s also time to squeeze in any dental work you need before your unused benefits are lost for good.

Most dental insurance benefits reset at the end of the year, which means you’ll lose what you’ve already paid for and have to start over come January 1. That’s a lot of money gone to waste, especially if you haven’t been seen for all your routine appointments or need restorative work.

The good news is, there’s still time to get the most out of your dental insurance. Dr. Danny Moosa and his Polaris, Ohio, based team can see you before the year ends, whether you need to come in for a preventive hygiene appointment, a cosmetic procedure or a crown. They’ll provide you with comprehensive care, so you can go into the New Year with a healthier, brighter smile—using the benefits you’ve already paid for.

Here's an overview of how your dental benefits work, and the services you still have time to get in before the year ends. But don’t wait too long; call the team at Parkway Family Dental in Columbus, Ohio, today to schedule an appointment that’s convenient for you, before it’s too late.

Become familiar with the dental benefits you have.

Make sure you understand what’s covered by your dental insurance and what isn’t. If you have questions, don’t hesitate to call the team at Parkway Family Dental in Polaris, Ohio. They can help ensure you get the most out of your dental benefits.

Schedule preventative appointments.

Chances are, your dental insurance plan covers preventative procedures. Most do, and that includes routine cleanings, x-rays and fluoride treatments. During appointments focused on prevention, Dr. Moosa and his team have the opportunity to find issues early so they can be addressed before they become bigger—not to mention more costly and painful—problems. Get your preventative appointments in before the end of the year to keep your smile healthy and bright in 2025.

Leverage your FSA account.

Did you set up a flexible spending account (FSA) for dental work through your employer during open enrollment? If so, a portion of your paycheck has been deducted, pre-tax, every month to cover dental work and co-pays—a nice benefit, but only if you use it. Just like with traditional dental insurance, you’ll lose all the contributions that have accumulated in your account over the last year if you don’t tap into those funds before the deadline passes.    

All may not be lost, though, if you don’t spend it all by December 31. Some employers provide a grace period (typically a few months) to give you more time to use your benefits, while others may allow you to carry over some of the money you didn’t spend. If you’re not sure if these are options for you, check with your employer, but again, don’t delay. The clock is ticking on 2024. Keep in mind, though, that even if you have a grace period, now is still the time to schedule an appointment with Dr. Moosa in Polaris, Ohio. You can talk with him about more extensive dental work you may need, and plan to have it completed in early 2025.

Plan ahead.

If, for some reason, you can’t get in to see Dr. Moosa at Parkway Family Dental before your benefits run out, make a New Year’s resolution to keep that from happening again in 2025. Talk with Dr. Moosa early in the year about any cosmetic and restorative work you need to get done and make a plan to ensure it’s completed before the end of the year.

Don’t wait

While there’s still time to get a dental appointment at Parkway Family Dental in Polaris, Ohio, before the end of the year, don’t put it off any longer. Call to schedule with Dr. Moosa as soon as possible to ensure you can find a time that’s convenient for you. We can’t wait to see you.

‍